Estimate your Self-Employment Tax & Federal Income Tax for your side hustle.
Quarterly Tax Payment Due:
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Gross income from Uber, Etsy, Upwork, Freelancing, etc.
e.g., software, mileage, supplies, home office.
Currently estimating for 'Single' filers only.
Your Estimated 2025 Tax Bill:
Total Estimated Tax Due
$0.00
Net Earnings (After Expenses):
$0.00
1. Self-Employment Tax (15.3%):
$0.00
2. Federal Income Tax:
$0.00
Important Disclaimer: This is an estimate for informational purposes ONLY. It is not tax advice. This calculation assumes you are a 'Single' filer taking the Standard Deduction ($14,600 for 2025). Please consult a qualified tax professional for your specific situation.
How This 1099 Tax Calculator Works
When you're a freelancer, gig worker, or independent contractor in the USA, you receive a 1099 form instead of a W-2. This means taxes aren't automatically taken out of your paycheck. You are responsible for paying two main types of tax:
Self-Employment Tax (SE Tax): This is the big one. It's 15.3% of your net earnings and covers your Social Security (12.4%) and Medicare (2.9%) contributions, which an employer would normally pay half of.
Federal Income Tax: This is the same income tax everyone else pays, based on your tax bracket.
Our calculator simplifies this by:
Calculating your Net Earnings (Income - Expenses).
Calculating your SE Tax (15.3% on 92.35% of your net earnings).
Estimating your Federal Income Tax by subtracting the Standard Deduction and half of your SE tax.
Frequently Asked Questions (FAQ)
Q: When are quarterly taxes due?
A: The IRS requires you to pay estimated taxes quarterly. The 2025-2026 deadlines are typically:
Q1: April 15, 2025
Q2: June 16, 2025
Q3: September 15, 2025
Q4: January 15, 2026
Q: What business expenses can I deduct?
A: To lower your taxable income, you can deduct "ordinary and necessary" business expenses. Common examples include:
Home Office: A portion of rent/mortgage and utilities.
Advertising: Ads for your Etsy shop or freelance services.
Software: Subscriptions like Adobe CC, QuickBooks, or hosting.
Vehicle: Mileage deduction if you drive for Uber/Lyft or DoorDash.
Who needs a 1099 Tax Calculator?
This tool is designed for anyone in the United States who earns income outside of a traditional W-2 job. It is perfect for:
🚗 Gig Workers
Uber, Lyft, DoorDash, and Instacart drivers who need to estimate taxes on their rideshare income.
🛍️ E-commerce Sellers
Etsy shop owners, Amazon FBA sellers, and dropshippers managing their own tax withholding.
💻 Freelancers
Upwork, Fiverr, and Toptal freelancers, as well as independent consultants and designers.
🏠 Real Estate
Airbnb hosts and real estate agents who receive 1099-NEC or 1099-K forms.
Reference: 2025 Federal Tax Brackets (Single Filers)
Tax Rate
Taxable Income Bracket
Tax Owed
10%
$0 to $11,600
10% of taxable income
12%
$11,601 to $47,150
$1,160 + 12% of excess over $11,600
22%
$47,151 to $100,525
$5,426 + 22% of excess over $47,150
24%
$100,526 to $191,950
$17,168.50 + 24% of excess over $100,525
32%
$191,951 to $243,725
$39,110.50 + 32% of excess over $191,950
35%
$243,726 to $609,350
$55,678.50 + 35% of excess over $243,725
37%
$609,351 or more
$183,647.25 + 37% of excess over $609,350
* Standard Deduction for Single Filers in 2025 is $14,600.